Chicago Uninsured Motorist Lawyer
Victim of a hit-and-run or a car accident with an uninsured/ underinsured driver? We can help.
Uninsured drivers, and those who do not carry enough insurance, put other motorists at risk of having uncompensated losses in the event of a car crash. If you were injured in a hit-and-run accident, or if you were hit by a driver who did not have adequate insurance to cover your medical bills and lost wages, our accident lawyers can help you file a claim against your own insurance company to recover compensation.
“Lindsey and her team were very helpful in my claim. What I thought would be an easy process became very difficult when the other side became uncooperative. They kept me updated, and were extremely patient with my multiple questions. They are very caring and always had my best interest in mind.”
Becky Glaubke
GET HELP NOWYou have options! Recover compensation
from third parties:
When you are in a car accident and the at-fault driver’s liability insurance is inadequate, nonexistent, or the driver leaves the scene, filing a claim against your own uninsured or underinsured motorist policy may not provide you with enough financial relief to pay for your economic and non-economic losses.
Fortunately, various legal options may be available to help you recover compensation for your medical bills, lost wages, and pain and suffering. If another party was at least partially responsible for your car accident, our uninsured motorist attorneys can help you identify additional ways to recover compensation.
Filing a third-party personal injury claim or lawsuit may be in order.
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Suing an Employer
Did a pizza delivery driver cause your crash? Were you in an accident with a utility truck driver? If the at-fault driver who caused your car accident was performing the duties of his or her job when the crash occurred, you may be able to file a lawsuit against the person’s employer to cover your medical bills and other losses.
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Extraneous Factors
Was your car accident caused by defective vehicle parts, a faulty GPS system, malfunctioning traffic signals, a missing sign, potholes in the city streets, or debris in the roadway? You may be able to sue a defective product manufacturer, a property owner, a road construction crew, or a government entity for damages. Additionally, if the bar served the at-fault driver too much to drink, the business may also be able to be held liable.
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Uninsured Truckers
Were you injured in a truck accident caused by an uninsured trucker? If the driver’s negligence was responsible for your crash, you may be able to sue the truck driver or the trucking company. If other contributing factors caused the wreck, you might need to file a claim or lawsuit against a truck parts manufacturer, a shipping company, or loaders to recover compensation for your economic and noneconomic losses.
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Using MedPay Insurance to Recover Compensation
We Although your own collision insurance policy only covers property damage to your vehicle, other types of policies might pick up the tab for your medical bills. If you purchased MedPay insurance coverage in Illinois, for instance, your policy can help pay for accident-related medical bills for you, family members who are driving your car, and your passengers, no matter who was at fault for the crash. Since MedPay follows the policyholder, your coverage remains active whether you are a pedestrian or bicyclist who was hit by a car, riding in a friend’s car, or using public transportation.
FAQs About Uninsured/Underinsured Motorist
Accidents in Chicago
Who pays for injuries caused by a hit-and-run accident if the at-fault driver cannot be found?
If you were injured in a hit-and-run accident and the at-fault driver cannot be found, you can file a claim against your own uninsured motorist coverage to recover damages up to the limits of your policy.
Can I collect workers’ compensation benefits if I was hit by an uninsured driver?
If you were performing the duties of your job when you were hit by an uninsured driver, you can collect workers’ compensation benefits to help cover your medical bills and replace a portion of your lost wages.
Do I need uninsured motorist coverage if I have collision and comprehensive?
You still need uninsured motorist coverage if you have collision and comprehensive coverage, because comp and collision only pay for the damages caused to your vehicle. Those types of policies do not cover bodily injury.
Plan for tomorrow, get your free consultation today.
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