Chicago Uninsured Motorist Lawyer
We Can Help With Your Hit-and-Run Damages Claim
Call: (312) 609-0400
for a free, confidential consultation.
Table of Contents
Hit by a Driver Who Wasn’t Insured? Our Uninsured Motorist Attorneys Can Help
Our uninsured motorist attorneys have seen an uptick in injury cases involving drivers without auto insurance in recent years. In fact, it is estimated that more than 13% of Illinois drivers are driving without state required liability insurance. Countless others carry only the minimum coverages required by law. Uninsured drivers and those who do not carry enough insurance put other motorists at risk of having uncompensated losses if a crash occurs. If you were injured in a hit-and-run accident, or you were hit by a driver who did not have adequate insurance to cover your medical bills and lost wages, our accident lawyers can help you file a claim against your own insurance company to recover compensation.
Minimum Auto Insurance Requirements in Illinois
Liability coverage is designed to compensate accident victims for the expenses that often accompany a motor vehicle crash. At-fault policyholders and their vehicles are not covered. All drivers in Illinois are required to maintain specified amounts of liability coverage. These include:
Our Uninsured Motorist Attorneys Offer Solutions to Help You Recover
When you are in a car accident and the at-fault driver’s liability insurance is inadequate, nonexistent, or the driver leaves the scene, filing a claim against your own uninsured or underinsured motorist policy may not provide you with enough financial relief to pay for your economic and non-economic losses.
Fortunately, various legal options may be available to help you recover compensation for your medical bills, lost wages, and pain and suffering. If another party was at least partially responsible for your car accident, our uninsured motorist attorneys can help you identify additional ways to recover compensation.
Filing a third-party personal injury claim or lawsuit may be in order.
Recovering Compensation from Responsible Third Parties
Using MedPay Insurance to Recover Compensation
Although your own collision insurance policy only covers property damage to your vehicle, other types of policies might pick up the tab for your medical bills. If you purchased MedPay insurance coverage in Illinois, for instance, your policy can help pay for accident-related medical bills for you, family members who are driving your car, and your passengers, no matter who was at fault for the crash. Since MedPay follows the policyholder, your coverage remains active whether you are a pedestrian or bicyclist who was hit by a car, riding in a friend’s car, or using public transportation.
Why Do Drivers Leave the Scene of Accidents?
Common Injuries Seen by Chicago Uninsured Motorist Lawyers
Our uninsured motorist lawyers see a wide range of injuries that are caused by uninsured motorists, underinsured motorists, and hit-and-run accidents. Some of the most common include:
“I’d honestly refer this business company to many of my friends and family member’s, they’re very hardworking people. My lawyer is Kevin Yen and HE IS THE BEST!!!!!!! If you need a great lawyer I’d say go with Him, he is really amazing.!”
What Type of Accident Lawyer Do You Need?
Our accident law firm handles a wide range of personal injury and workers’ compensation cases in Chicago. We are:
FAQs About Uninsured/Underinsured Motorist Accidents in Chicago
If you were injured in a hit-and-run accident and the at-fault driver cannot be found, you can file a claim against your own uninsured motorist coverage to recover damages up to the limits of your policy.
If you were performing the duties of your job when you were hit by an uninsured driver, you can collect workers’ compensation benefits to help cover your medical bills and replace a portion of your lost wages.
You still need uninsured motorist coverage if you have collision and comprehensive coverage, because comp and collision only pay for the damages caused to your vehicle. Those types of policies do not cover bodily injury.
Contact our Chicago uninsured motorist attorneys online or call (312) 609-0400 to schedule a free consultation.